Facebook Twitter LinkedIn YouTube  Instagram 

Get College Going - January 2022 News

We're In - Now What

The waiting game is over for many college-bound high school seniors and their families. The holidays brought added excitement as notification of acceptance to the incoming class of 2022 arrived in mailboxes. Plus, the added joy of merit scholarships recognizing a student's academic and personal talents.

Of course, it will take more information and some heart-to-heart conversations within the family to arrive at a final college choice for September of 2022.

In this month's issue, we're highlighting what added work awaits high school seniors, our January Planning Checklist, and thoughts on paying back educational debt.

We're here to answer questions, provide insights and calm the waters.

Schedule a Free Consultation



The hard work of investigating and narrowing choices that lead to filing admissions and financial aid applications now turns to work that will ultimately reveal the final choice for September 2022 enrollment. The multiple tasks and activities that lie ahead for families include:

  • Comparing financial offers from schools including merit scholarships, need-based grants, and self-help programs (student loans and work-study).
  • Examining family resources, saving, monthly disposable income and the ability to serve as a co-sign if a private education loan is needed.
  • Scheduling meetings with faculty, academic advisers to confirm a school aligns with student expectations.
  • Conducting campus visits to ensure the campus and its offerings at application hold true today.
  • Hunting for scholarships to fill the gap in resources to cost.
  • Organize legal and medical documents to protect your 18-year-old student and the family

How Will I Pay?
Twenty percent of first-year college students leave after the first year. Academic readiness and personal needs are two key factors, but finances are the leading cause.

Ensuring that resources will be available for years two, three, and four is critical to ensuring a student remains in school and completes on time.  Here are a few questions that family's need to be asking:

  • What happens to need-based grants awarded by colleges for year one? Will they renew automatically, tied to academics or disappear?
  • How can family savings be stretched to cover four years?
  • If we need a private loan, will parents be able to serve as creditworthy co-signer?
  • Will there be disposable income to assist with incidental on-campus expenses?

Jack Frost Freeze Remains
The Biden Administration once again has extended the deadline for the restart of payments on federal education loans. This pause in payment began back in March of 2020 when the nation began to experience the challenges of the pandemic. To help individuals and families who lost employment, saw their income decrease, the Administration instituted a temporary freeze on payments due from borrowers with Federal Direct and Federal HELP Loans, students, and parents. The freeze also called for a temporary drop in interest rates to zero.  The new projected restart is now May 1, 2022.

  • Private education loans are not subject to these changes and borrowers are expected to continue to make their regular monthly payments.
  • Borrowers with private education loans should use this time to investigate the benefits of education loan refinancing to lower interest rates and modify monthly payments.

 January Planning Checklists

Freshman & Sophomore
The second half of the year can open up major opportunities for the discovery of academic and personal interests.

  • Gamers, dreamers, and problem-solving interests should be explored through robotics, Skills USA, and creative internships.
  • Student-athletes, student-performers, with strong grades and a goal of pursuing their talent (sports, dance, vocal) at the college level should use the Spring to showcase and investigate the college scene.
  • Strengthen time management, organizational, and communication skills.  skills and

Junior Year
Families with an eye on college after high school should be deep into activities and tasks important to the college planning process.

  • Building a college list that reflects the students’ performance and capabilities now and that will allow successful growth and development.
  • Scheduling campus visits for the two hot vacations, February and April, plus weekends and when the schedule will allow.
  • Strategies for courses in senior year, national testing dates (SAT/ACT), and what to do in the summer.
  • Meeting and greeting campus representatives at school, on a campus tour, and through direct communication. 99.9% of all interested high school juniors are unknown to the college

Plans Don’t Call for College
Interests may lie in pursuing a trade, skilled professional after high school. We need your talent, but you too need to have a plan.

  • Community college to learn business management, accounting, marketing, and proposal writing can be learned through low-cost academic programming.
  • Evaluate your approach to transferring your current interest, credentials, and skills required and where to continue the technical learning.
  • The competition is strong and having networking and communication skills can also be a plus.

Turning the Calendar
A new year, 2022, is here. Family's are back to their routines, working, serving as transportation, attending sporting and dance events. We have learned a lot in the past 18-24 months. Remote working is now more acceptable, learning environments are being tested, and more and more we're asking WHY? What is old is not going to be new, and this is very true in the world of pursuing education after high school. So, as we learn the new, don't be afraid to ask WHY as a process to help the next generations to understand how to plan their next step. 

Looking for resources, but not a full-time education adviser? We understand and that is why we are part of the Pivotal College Years family.
Check out the robust library of information on topics before, during, and after college. Resources and reference information plus videos, PDF documents, and guides on everything college. Pivotal College Years supports the college planning process and families as you navigate the journey. Use PCY30 for a free 30-day trial - Learn more

Get College Going

Our Goal
Our goal with the newsletter is to share our insights on topics affecting families before, during, and after college. 
Follow us, learn more about us and share questions, what if's and the needs driving you crazy. Were trained advisers, but parents too just like you.
If you find our information helpful and know others in your community or workplace who can benefit, please feel free to share.

Facebook Get College Going LinkedIn 

Copyright © 2020 Get College Years  All rights reserved.
Schedule a Free Consultation
[email protected]